Mold threatens to destroy the value of your (or your client's) real property and may expose you (or your client) to multi-million dollar lawsuits concerning bodily injury and property damage. This is the first and most comprehensive guide to focus specifically on mold insurance claims and litigation resulting from mold or fungi related disputes. It also includes a special chapter on claims in Canada.
Mold: A Comprehensive Claims Guide is designed to assist anyone faced with claims for property damage or bodily injury to third parties, or damage to property owned by the insured as a result of exposure to mold, fungi, or bacterial infestations. It is written as a practical guide for attorneys (both prosecuting and defense), risk managers, commercial property realtors, office building managers, industry and as a detailed resource for insurance professionals, educators, and students.
Benefits
- Includes easy-to-use checklists and sample forms
- Provides numerous citations to relevant statutory, regulatory, and judicial sources
- Includes section on mould in Canada
- Allows the property owner or risk manager to
- protect against future loss
- deal with damage caused by mold
- deal with mold claims of bodily injury or property damage
- It leads the insured and counsel through the claim process from the initial report of the claim to the final resolution, proof of loss, and payment
- Assists the insurance adjuster and insurance lawyer in conducting a thorough investigation of every claim involving mold and provide understanding of the obligations imposed on insurers by the policy contract wording and applicable law
- Includes an insurance newsletter entitled “Author's Notes” that summarizes key ideas and highlights current legal issues involving mold
- Provides detailed information on identifying, and protecting property against mold
Topic Areas
Part I Mold
Identifying Mold
Protecting Against Mold
Part II The Insured's Concerns Regarding Mold
Understanding Mold Insurance
Presenting Your Mold Claim
Part III The Insurer's Concerns Regarding Mold
Underwriting Mold Claims
Investigating Mold Claims
Regulating Mold Claims
Mould & Fungi in Canada
Part IV Litigation
Litigating Mold Claims